Arizona,  California,  Nevada,  Utah

Crop Insured

Corn may be insurable if:

  • Planted for harvest as grain or silage types;
  • Rates are provided by the actuarial documents;
  • Crop may be insurable in other counties by written agreement if specific criteria are met. Contact a crop insurance agent for more details.
Counties Available
Arizona - Cochise, Graham, Maricopa, and Pinal counties.
California - Butte, Colusa, Contra Costa, Fresno, Glenn, Kern, Kings, Madera, Merced, Riverside, Sacramento, San Joaquin, Solano, Stanislaus, Sutter, Tehama, Tulare, Yolo, and Yuba counties.
Nevada - Pershing County only.
Utah - Beaver, Box Elder, Cache, Carbon, Davis, Duchesne, Emery, Grand, Iron, Juab, Millard, Salt Lake, Sanpete, Sevier, Tooele, Uintah, Utah, and Weber counties.
Causes of Loss

You are protected against the following:

  • Adverse weather;
  • Earthquake;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance year;
  • Fire;
  • Insects or plant disease, but not damage due to insufficient or improper application of control measures;
  • Volcanic eruption; or
  • Wildlife.
Insurance Period

Coverage usually begins when the crop is planted and ends with the earliest occurrence of one of the following:

  • Total destruction of the crop on a unit;
  • Harvest of the crop;
  • Final adjustment of a loss on a unit; or
  • December 10 for grains and September 30 for silage.
Important Dates

Arizona, California, Nevada

     Sales Closing/Cancellation…….February 28, 2017
     Acreage Reporting…...…….………...July 15, 2017
     Premium Billing…….….....…..…...August 15, 2017
     Termination….…….…...…...…..February 28, 2018



     Sales Closing/Cancellation…....….March 15, 2017
     Acreage Reporting…...…….………...July 15, 2017
     Premium Billing…….…......……...August 15, 2017
     Termination……….....…...…...…..March 15, 2018



Harvest Price - A price determined in accordance with the Commodity Exchange Price Provisions and used to value production-to-count for revenue protection.
Projected Price - A price determined in accordance with the Commodity Exchange Price Provisions.
Production Guarantee - The number of bushels (tons for corn insured as silage) determined by multiplying the approved yield (per acre) by the coverage level percentage you choose.
Revenue Protection - An insurance plan that provides protection against revenue loss due to production loss, price decline or increase, or a combination of both.
Revenue Protection Guarantee - For revenue protection only, your production guarantee (per acre) multiplied by the greater of the projected price or harvest price.
Yield Protection - An insurance plan that only provides protection against a production loss.
Yield Protection Guarantee - For yield protection only, your production guarantee (per acre) multiplied by your projected price.

Coverage Levels and Premium Subsidies

Individual insurance amounts are based on your production history. Your approved average yield is calculated from four to ten years of production records you provide to an insurance agent. Coverage levels range from 50 to 85 percent of your approved yield. Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 65 percent coverage level, your premium share would be 41 percent of the base premium.Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the price election.


Coverage Level
50 55 60 65 70 75 80 85
Premium Subsidy
67 64 64 59 59 55 48 38
Your Premium Share
33 36 36 41 41 45 52 62
CAT is 100 percent subsidized with no premium cost to you. There is, however, an administrative fee of $300 per crop per county, regardless of the acreage.
Late and Prevented Planting
Coverage that provides reduced protection on acreage that is planted late, or that cannot be planted by the final planting date or within the late planting period.
Loss Example

Assume irrigated corn for grain with an average approved yield of 150 bushels per acre, 65 percent coverage level, 100 percent share, and on an acre basic unit. The projected price is $3.89 and the harvest price is $3.49. Due to insurable cause of loss, the production-to-count is 70 bushels.


Yield Protection
  Revenue Protection
150 Bushels/ Acre APH yield
0.65 Coverage Level
97.50 Bushels/Acre Guarantee
$3.89 Projected Price
$379.29 Insurance Guarantee
70 Bushels Produced
3.89 Projected Price
Harvest Price
$272.30 Prodiction-to-Count Value
$379.28 Insurance Guarantee
$272.30 Produciton-to-Count Value
$106.98 Indemnity/Acre $134.98

Price used above is for example only. Contact a crop insurance agent for current information.

Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at Agent Locator.

  Regional Office Visit

  • Jeffrey Yasui, Director
    430 G Street, Suite 4168
    Davis, CA 95616-4168
  • Phone: 530-792-5870
  • Fax: 530-792-5893
  • Email:
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
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