Fresh Market Tomatoes

Tomatoes are insurable if:

• Transplanted and grown for harvest as fresh market tomatoes; and
• Transplanted cherry, grape, roma, and plum tomatoes are insurable if listed in the special provisions of insurance for the county and planted for harvest as fresh market tomatoes.

You are protected against the following:

• Adverse weather;
• Earthquake;
• Failure of irrigation water supply;
• Fire;
• Insect damage and/or plant disease, unless you have insufficiently or improperly applied pest or disease control measures;
• Volcanic eruption; or
• Wildlife.

Insurance (per acre) begins when tomatoes are planted and ends with the earliest occurrence of one of the following:

• Total destruction of tomatoes;
• Discontinuance of harvest;
• The date harvest should have started on any acreage, which was not harvested;
• 120 days after the date of transplanting or replanting;
• Final adjustment of a loss;
• Completion of harvest; or
• October 31.

Coverage levels range from 50 to 75 percent of your approved yield. Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 65 percent coverage level, your premium share would be 41 percent of the base premium.

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the price election. CAT is 100 percent subsidized with no premium cost to you. There is, however, an administrative fee of $300 per crop per county, regardless of the acreage.

The price at which you are compensated per bushel in the event of a loss, based on the percentage of the established price you have chosen. 

Assume 75 percent coverage, 100 percent price election of $5.20 per carton, an average yield of 800 cartons per acre, and 100 percent share (based on San Joaquin County rates).

Price used above is for example only. Contact a crop insurance agent for current information.