Area Risk Protection Insurance Irrigated Grain Sorghum

Colorado, Kansas, Oklahoma, and Texas

he 2018 Farm Bill required the Risk Management Agency (RMA) to conduct a study to determine options for irrigated grain sorghum producers with low transitional yields and high premium rates. As a result, RMA contracted with a 3rd party to research and develop alternatives to improve crop insurance options for irrigated grain sorghum producers in specific counties in Colorado, Kansas, Oklahoma, and Texas. As a result of the study, RMA and the National Sorghum Producers (NSP) developed an enhanced ARPI program.
Area Risk Protection Insurance (ARPI)

ARPI is designed as a risk management tool to insure against widespread loss of production or widespread loss of revenue of the insured crop in a county.

The ARPI policy has less paperwork and generally lower premium cost than Multiple Peril Crop Insurance (MPCI). The policy was developed on the basis that when an entire county’s crop yield is low, most farmers in that county would also have low yields.

ARPI allows you to select a different coverage level of insurance for each insurable crop type and practice. Under the ARPI Area Yield Protection (AYP) plan, you can also select the Catastrophic Risk Protection (CAT) level of insurance for one type and practice and select an additional coverage for a different type and practice.

In specific counties in Kansas, Oklahoma, and Texas, the study showed there is a correlation in yields and losses for irrigated corn and irrigated grain sorghum. Starting with the 2023 crop year, the actuarial basis for irrigated grain sorghum area yield has changed to improve coverage offered for irrigated grain sorghum in these areas.

Grain Sorghum ARPI Conversion

Blue - No Change – The grain sorghum ARPI program had no changes.

Yellow - Convert Program – The basis of the ARPI offer changed from grain sorghum to corn.

Green - Expand ARPI – New ARPI offers are now available for irrigated grain sorghum using corn as the basis for the offer.


Convert Program


Finney, Gray


Bailey, Carson, Castro, Cochran, Deaf Smith, Floyd, Hale, Lamb, Moore, Ochiltree, Parmer, Swisher, Terry


Expand ARPI


Baca, Prowers


Clark, Ford, Grant, Greeley, Hamilton, Haskell, Hodgeman, Kearny, Lane, Meade, Morton, Ness, Scott, Seward, Stanton, Stevens, Wichita


Beaver, Texas


Armstrong, Briscoe, Crosby, Dallam, Gray, Hansford, Hartley, Hockley, Hutchinson, Lipscomb, Lubbock, Lynn, Oldham, Potter, Randall, Roberts, Sherman, Yoakum


No Change


Barton, Clay, Cloud, Dickinson, Gove, Graham, Harvey, Jewell, Lincoln, Marion, Marshall, McPherson, Mitchell, Osborne, Pawnee, Phillips, Pratt, Reno, Rice, Rooks, Saline, Sedgwick, Smith, Sumner, Washington


Bell, Ellis, Hill, McLennan, Williamson

For More Information

Information Contact your crop insurance agent. If you do not have a crop insurance agent, a list of crop insurance agents is available on the RMA website by using the RMA Agent Locator at

This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent.

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Note: PDF version looks different than website but content is exactly the same.
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent.
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