Department of Agriculture
Risk Management Agency Fact Sheet
Washington National Office — Washington,DC
- Sales Closing Dates*
- Crop Insured
Grapes are insurable if:
- You have a share in the crop;
- Premium rates are provided by the actuarial documents;
- Grown for wine, juice, raisins, or canning;
- Grown in a vineyard that, if inspected, is considered acceptable by us;
- After being set out or grafted, have reached the number of growing seasons designated by the Special Provisions; and
- They have produced an average of at least two tons of grapes per acre (or as otherwise provided in the Special Provisions) in at least one of the three crop years immediately preceding the insured crop year.
For crops, types, or practices not insurable in a county, consult a crop insurance agent about the availability of coverage through a written agreement.
- Insurance Period
For new insureds, coverage begins on or after
- February 1 in California; or
- November 21 in all other states.
For carryover insureds coverage begins on the day immediately following the end the of the insurance period for the previous crop year.
For all insureds, coverage ends with the earliest occurrence of one of the following:
- Total destruction of the crop;
- Harvest of the insured crop;
- Final adjustment of loss;
- Abandonment of the crop;
- October 10 in Mississippi and Texas;
- November 10 in California, Idaho, Oregon, and Washington; or
- November 20 in all other states.
- Acreage Reporting Requirements
You must file a report of grape acreage with your crop insurance agent by the acreage reporting date. Acreage reporting dates vary by crop and county. Consult your crop insurance agent for more information and specific reporting requirements.
Acreage reporting dates:
California, Idaho, Oregon, and Washington……5/15
All Other States……………………………………1/15
- Causes of Loss
You are protected against the following:
- Adverse weather conditions, including natural perils such as hail, frost, freeze, wind, drought, and excess precipitation;
- Failure of the irrigation water supply, if caused by an insured peril during the insurance period;
- Insects and plant disease, except for insufficient or improper application of pest or disease control measures;
- Wildlife; or
- Volcanic eruption.
Additionally, we will not insure against:
- Phylloxera, regardless of cause; or
- Inability to market the grapes for any reason other than actual physical damage for an insurable cause of loss.
- Duties in the Event of Damage or Loss
If a loss occurs you must:
- Protect the crop from further damage by providing sufficient care;
- Notify your crop insurance agent within 72 hours of your initial discovery of damage, but not later than 15 days after the end of the insurance period;
- Notify us within 3 days of the date harvest should have started if the crop will not be harvested;
- Provide notice at least 15 days prior to the beginning of harvest, if the crop was damaged during the growing season and you previously provided notice, and you intend to claim an indemnity as a result of the damage previously reported; and
- Not destroy the damaged crop until you are given written consent to do so.
- Coverage Levels and Premium Subsidies
The premium subsidy percentages and available coverage levels, if electing basic units, are shown below. Your share of the premium will be 100 percent minus the subsidy amount.
Subsidy Percentages Coverage Level 50 55 60 65 70 75 80 85 Premium Subsidy 67 64 64 59 59 55 48
Your Premium Share 33 36 36 41 41 45 52 62
Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your average yield and 55 percent of the price election. The cost for CAT coverage is an administrative fee of $655 per crop per county.
- Insurance Units
Basic and optional units are available in select grape counties. Premium discounts apply for basic units.
- Coverage Options
You may buy crop insurance coverage under one of the insurance plans offered: Catastrophic Risk Protection or Actual Production History.
Additional options are the Contract Pricing, Hail & Fire Exclusion, Supplemental Coverage Option (SCO), Yield Adjustment, Yield Cup Option, and Actual Production History Yield Exclusion, where available.
- Useful Links
Actuarial Information Browser
RMA Map Viewer
USDA/Risk Management Agency Homepage
Regional Office State Directory
- Contact a Crop Insurance Agent for More Information
All multi-peril insurance, including Catastrophic Risk Protection policies, are available from private insurance agents. A list of insurance agents is available at all USDA service centers and on the RMA website at: www.rma.usda.gov/Information-Tools/Agent-Locator.
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent.
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.