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  • Certified Organic

  • Q What do I need to insure my crop as certified organic (OC)?

    A

    For certified organic acreage, on the date you report your acreage, you must have a written organic certification in effect from a certifying agent.

    The written organic certification is required to be in effect to insure your crop as certified organic and includes: the name of the entity certified, effective date of certification, certificate number, types of commodities certified, name and address of the certifying agent. In addition to the information mentioned, the organic plan identifies: the location of each field of certified organic acres, transitional acres, buffer zone acres, and acres not maintained under organic management. Please note these documents must be available upon request for verification purposes.

  • Q What crops can I insure as organic?

    A
    The actuarial documents, which identify coverage for organic practices, can be found on the Information Browser by crop year. Generally, organic coverage is available anywhere RMA offers coverage for a crop in a county.
  • Q What price coverage is offered for organic crops?

    A

    Multi-Peril Crop Insurance includes yield and, in some cases, revenue-based coverage. About 80 crops have an established organic price election, but not all are available in every county or for every type. See List of Organic Price Elections Available by Commodity

    Whole-Farm Revenue Protection is also available to cover the revenue of your entire operation, including revenue from organic crops.

    Additionally, you may insure your organic crops using a contract price, when applicable. Check with a crop insurance agent for other plans of crop insurance offered.

  • Q Can I insure my crop using a contract price?

    A

    The Contract Price Addendum (CPA) allows you to use the contract price from a written contract with a buyer instead of the price election established by RMA, up to a maximum contract price. For those who have a contract, the CPA allows organic and transitional organic producers to buy a crop insurance guarantee which is more reflective of the actual value of their crop. To choose contract pricing, you must select it by the sales closing date and provide a copy of the contract to your crop insurance agent by the Acreage Reporting Date.

    Contract Price Addendum Fact Sheet and the list of crops eligible for the CPA

  • Q If I am a landlord, can I use my tenant’s organic certificate?

    A
    Yes, a certificate issued to a tenant may be used to qualify a landlord.
  • Q What if I am certified organic but I am adding additional acres to my certification?

    A
    For the additional acreage to be considered certified organic for the current crop year, you must have, by the Acreage Reporting Date: 1) your organic certificate and 2) records from the certifying agent such as your organic plan, showing the additional acreage as certified organic.
  • Q Can I have separate optional units for my organic acreage?

    A
    Yes, you can establish separate optional units for acreage of the insured crop grown and insured under an organic farming practice (certified organic, transitional, and buffer zone acreages). Any acreage of the insured crop grown under a conventional practice would qualify as a separate optional unit.
  • Q Can I insure acreage coming out of the Conservation Reserve Program (CRP)?

    A
    Yes, acreage can be insured under the certified organic practice when the insured has an organic certificate and an organic plan from a certifying agent.
  • Q What if the organic practice is not available in my county?

    A
    Producers may request a Written Agreement to insure the organic practice when it is not otherwise available for the crop in the county. Producers should work with their crop insurance agents to submit these requests.
  • Transitional Practice

  • Q What do I need to insure my crop as Transitional?

    A

    For the Transitional practice, you must have an organic plan or written documentation from a certifying agent indicating an organic plan is in effect for the acreage, by the Acreage Reporting Date.

    The Organic Plan is required to be in effect in order to insure your crop under the Transitional practice and will include: records from the certifying agent showing the specific location of each field of transitional, buffer zone, and acreage not maintained under transitional organic management.

  • Q What if I am transitioning acreage with an organic plan to certified organic, but I receive my organic certificate after the Acreage Reporting Date? Can I insure the acreage under the certified organic practice?

    A
    No. You must have an organic certificate by the Acreage Reporting Date. If you do not have an organic certificate by the Acreage Reporting Date for the current year, the acreage does not qualify for the organic practice and will be insured under the Transitional practice.
  • Q What if I am transitioning acreage to certified organic with an organic plan; can I insure the acreage under the conventional farming practice?

    A
    No. The acreage must be insured under the Transitional farming practice.
  • Q What if I am transitioning acreage to certified organic without an organic plan; can I insure the acreage under the Transitional practice?

    A
    No. The acreage must be insured under the conventional farming practice. Any loss due to failure to comply with conventional farming practices will be considered an uninsured cause of loss.
  • Q What if I am transitioning to certified organic without an organic plan; can I insure my transitional organic acres as conventional?

    A

    Yes, but transitioning to organic without an organic plan is considered a change in production method. When there is a change in production method, you must report the change in production method to your crop insurance agent.

    When acres are insured as conventional, good farming practices for the conventional practice must be used. When there is no organic plan for transitioning acreage and it must be insured as conventional, coverage is not provided for losses that occur due to the use of organic farming practices that may or may not be considered good farming practices for the conventional practice.

  • Important Dates

  • Q What are the due dates to insure my crop as certified organic or Transitional?

    A
    You must work with a crop insurance agent to get your application in by the Sales Closing Date. This date can vary by crop, state and county. Check the Information Browser by year, and see the ‘Dates’ Tab.
  • Q When is the Acreage Reporting Date?

    A
    The Acreage Reporting Date varies by crop, state and county. Check the Information Browser by year and see the ‘Dates’ Tab.
  • Where to Buy Crop Insurance

  • Q How do I find a crop insurance agent in my area?

    A
    You should contact a crop insurance agent to discuss options. A list of agents is available at all USDA Service Centers and on the RMA web site at the Agent Locator.