Nursery Value Select

Nursery Value Select (NVS) is a pilot program that allows nursery producers to select the dollar amount of coverage that best fits their risk management needs. NVS, which is an asset-based form of insurance, covers damage due, but not limited, to the following: adverse weather conditions; fire, provided weeds and undergrowth near the insured plants or the buildings in which the insured plants are grown are controlled by chemical or mechanical means; and wildlife (refer to the Crop Provisions for a complete list). NVS is available in all states and counties.

Beginning with the 2026 crop year, NVS will replace the Nursery Field Grown and Container (FG&C) crop insurance program. Nursery FG&C will no longer be available for producers to purchase after the 2025 crop year. Producers should contact a local crop insurance agent to learn more about NVS and how they can apply for coverage for the 2026 crop year.

Nursery Value Select Training Presentation - English

Nursery Value Select Training Presentation - Spanish

NVS is an inventory-based nursery crop insurance program with following benefits:

Simple application and annual policy renewal process;
Allowing nursery producers to select the dollar amount of coverage that best fits their risk management needs;
Coverage tailored by individual practice (container or field grown); and for additional levels of coverage, coverage tailored by any of 10 potential plant categories;
Simple loss adjustment process that determines plant values by placing greater reliance upon actual sales receipts, along with increased producer participation in determining if damaged plants can be marketed or rehabilitated;
Reliance on producer’s inventory records;
Plant category naming conventions familiar to the nursery industry;
Tailored program dates, including two sales closing dates of May 1 (Gulf Coast, East Coast, and West Virginia) or September 1 (all other states) that are better suited to the agronomic and industry nursery management practices in different regions across the country;
An Occurrence Loss Option (OLO) moving the deductible from a unit level to a plant level for an additional premium (only available for buy-up policies); and
A new Peak Endorsement Pilot, which allows producers to increase coverage during a designated peak period when the inventory value may be higher than the selected value.

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