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MGR-25-004: Production Reporting Relief for the 2025 Crop Year for Transferred Policies

Date
To
All Approved Insurance Providers
All Risk Management Agency Field Offices
All Other Interested Parties
From
Patricia Swanson, Administrator
Subject
Production Reporting Relief for the 2025 Crop Year for Transferred Policies

BACKGROUND:

Same-year production reporting (SYPR), implemented in crop year 2023, requires insureds to report their production on the current crop year’s policy on the same unit basis as the crop was insured during the year the production was harvested.

When an insured chooses to transfer their policy between Approved Insurance Providers (AIPs), the insured must report their current year’s crop production to their ceding AIP by the insured’s production reporting date (IPRD). Otherwise, assigned yields will apply to the insured’s actual production history (APH) databases for the upcoming crop year. When a policy transfer occurs, this requirement places an undue burden on insureds, agents, and AIPs, often resulting in the insured having to provide two production reports: one to the ceding AIP for the 2025 policy crop year and one to the new AIP for the 2026 policy crop year. It can also have a punitive impact on insureds or discourage them from transferring their coverage.

ACTION:

To reduce the punitive impact on insureds who transfer policies to a different AIP and decrease the resulting burden on all parties, the Risk Management Agency (RMA) is waiving the requirement to report crop production to the ceding AIP when an insured transfers their policy to a different AIP.

Insureds who transfer their policy to a different AIP for the 2026 crop year may, without penalty, report their 2025 crop year production to their new AIP on or before the 2026 production reporting date (PRD) instead of reporting their 2025 crop production to the ceding AIP on or before the IPRD.

When the insured does not provide an acceptable production report to the ceding AIP, the ceding AIP will not be responsible for reporting such production to RMA and will use the record type code of “W” on the production record. If the insured provides an acceptable production report to the ceding AIP, the ceding AIP must provide that report to RMA.

For example, an insured transfers their corn policy from AIP A to AIP B for the 2026 crop year. The insured may report their 2025 crop year production to AIP B on or before the 2026 crop year PRD of April 29, 2026. The insured is not required to report their 2025 crop year production to AIP A by the 2025 crop year IPRD of April 29, 2026. AIP B will report the 2025 crop year production in the 2026 APH database. AIP A will use the record type “W” on the production record to denote the insured transferred the policy to another AIP and did not provide a 2025 crop year production report.

DISPOSAL DATE:
December 31, 2025