Margin Coverage Option is a privately developed product that was submitted to the FCIC Board under Section 508(h) of the Federal Crop Insurance Act. Margin Coverage Option is offered as an endorsement for select crops. The endorsement provides producers with coverage against an unexpected decrease in their operating margin with a 86% to 95% band of insurance.
Starting in the 2026 crop year, the new Margin Coverage Option (MCO) will be available in addition to underlying crop insurance policies in select counties starting for corn, cotton, grain sorghum, rice, soybeans, and spring wheat.
Fact Sheets, Frequently Asked Questions, and Releases
MCO Endorsement
MCO Price Provisions
- MCO Price Provisions
- MCO Price Provisions Section I: General Information
- MCO Price Provisions Section II Commodity Price Definitions and Section II Commodity Input Definitions: Crop-Specific
Price Discovery
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For More Information
Find a crop insurance agent to discuss available options for your farm or ranch.
Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available at all USDA Service Centers and online at the RMA Agent Locator.