Hybrid Seed Corn

You can insure the female parent hybrid seed corn plants if:

• They are grown on insurable acreage;
• Premium rates are provided;
• You have a share;
• They are grown under, and in accordance with, a processor contract; and
• They are planted for harvest as commercial hybrid seed.

Illinois - Adams, Bureau, Cass, Champaign, Christian, Clark, Coles, Crawford, DeKalb, DeWitt, Douglas, Edgar, Ford, Fulton, Greene, Hancock, Henderson, Henry, Iroquois, JoDaviess, Knox, LaSalle, Lawrence, Lee, Livingston, Logan, Macon, Marshall, Mason, McDonough, McLean, Mercer, Morgan, Ogle, Peoria, Piatt, Rock Island, Sangamon, Scott, Stark, Stephenson, Tazewell, Vermillion, Warren, Wayne, Whiteside, and Woodford County

Indiana - Allen, Bartholomew, Benton, Boone, Carroll, Clinton, Daviess, Decatur, Elkhart, Fayette, Fountain, Grant, Hamilton, Henry, Jasper, Johnson, Knox, Kosciusko, LaPorte, Lagrange, Lake, Madison, Miami, Montgomery, Newton, Noble, Parke, Porter, Pulaski, Rush, Shelby, Steuben, St. Joseph, Starke, Sullivan, Tippecanoe, Tipton, Vigo, Wabash, Warren, and White County.

Michigan - Branch, Calhoun, Cass, Kalamazoo, Lenawee, Monroe, St. Joseph, and Tuscola County

Ohio - Adams, Champaign, Licking, Montgomery, Preble, and Seneca counties.

You are protected against the following:

• Adverse weather;
• Earthquake;
• Failure of irrigation water supply;
• Fire;
• Insect damage and/or plant disease, unless you have insufficiently or improperly applied pest or disease control measures;
• Volcanic eruption; or
• Wildlife.

You are not protected against the following:

• Using unadapted, incompatible, or genetically deficient male or female parent plant seed;
• Failure to follow the requirements stated in the hybrid seed corn processor contract and production management practices of the seed company;
• Inadequate germination;
• Failure to plant the male parent plant seed at a time or in a manner sufficient to ensure adequate pollination of the female parent plants; or
• Frost or freeze after October 15, 2018, (Illinois), October 10, 2018, (Indiana and Michigan ), October 10 or 15, 2018 (Ohio, varies by county).

Coverage begins on the later of:

• The date we accept your application; or
• Upon completion of planting of the female parent plant seed and the male parent plant seed.

Coverage ends at the earliest of:

• Total destruction of the crop;
• Harvest of the crop;
• Final adjustment of a loss;
• Abandonment of the crop; or
• October 31, 2018.

Crop insurance premiums are subsidized as shown in the following table. Subsidy levels shown are the lowest available. Levels will vary based on individual policy selections. For example, if you select the 75 percent coverage level, the premium subsidy is 55 percent and your premium share is 45 percent of the base premium.

Dollar Plan - Your guarantee is a yield-based dollar amount of coverage. We set the maximum amount of coverage allowed and you pick the percent-level of coverage you would like to insure.

Area Risk Protection Insurance (ARPI) - For counties where Hybrid Seed Corn coverage is available, you can select “Seed” as the intended use for the grain under ARPI. Refer to the special provisions of the ARPI plans of insurance for corn for a complete explanation of the terms of insurability for hybrid seed corn.

Replanting - Replant payments are not available for hybrid seed corn.

Late Planting Period - If you choose to plant after the final planting date, your insurance guarantee is reduced by one percent for each day after the final planting date. After 25 days, the guarantee is 50 percent.

Prevented Planting - You may receive a prevented planting payment if you are unable to plant on or before the final planting date because of an insurable cause.

A loss occurs when the crop value falls below the guaranteed dollar amount. This example uses the Dollar Plan and assumes a 65 percent coverage level and a price election of $3.95 with 0.667 (2/3rds) share.